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1378=Your Savings Goal for This Year

Saving money can seem impossible. Baby step #1 of Dave Ramsey’s plan for getting out of debt is to accumulate $1,000 cash in an emergency fund. The reason you need the cash is your car will break or your washing machine will die or you’ll have a wreck and have to pay your insurance deductible. …

Organization 101

In case you haven’t noticed, you have a lot of crap to keep up with. Paying bills, projects your boss has assigned you, getting your oil changed, spending time with your wife and kids. . . The list keeps going and can seem overwhelming. But it’s all stuff you’ve got to do because they’ll turn …